Budgets. Just thinking about budgets can make most people cringe.
Too often, the approach of budgeting and personal finance is: ignorance is bliss. When it comes to budgeting, almost everyone has a visceral reaction. It can be intimidating, complex, and challenging. Plus, it’s one more area where I spiritually feel shame. And ignorance can be bliss for a few weeks each month until the credit card bills come, rent is due, and the car payment needs to be paid. Then it is extremely painful.